How can your church provide value to your community, and get them in the door?  What community-based services can you offer for free that will also build your church’s financial bottom line?

According to CareerBuilder, 61% of workers surveyed said they always or usually live paycheck to paycheck just to make ends meet.  It’s a problem even among workers earning $100,000 or more, with 30% living with no savings.

A fifth said they have reduced  contributions to savings in the past six months to get by.  Some workers make ends meet by dipping into their long-term savings.   36% of workers said they don’t contribute to any kind of retirement savings plan, and 33% don’t save any money at all.

That’s a dangerous situation to be in.  If calamity happens, or they get laid off, there’s no cushion. And without retirement savings, they will probably be working well into their 70s, and die without an inheritance for the spouse.

If they are your church members, they probably are not contributing much, and almost certainly not tithing.  I know of one church that found church leaders unable to contribute more than token amounts because the household budget took all the income.

When your church teaches financial literacy, you remove stress in the marriages, and give them opportunities to be generous.  Church members begin to contribute more.  Those outside the church have disposable incomes to give to other charity, and build the quality of life in the community.

And the church gains a good reputation among its neighbors.  Maybe some will come back to hear the gospel.

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